With a higher score you can reduce monthly debt payments, qualify for low interest rate loans and credit cards, and get into the home or car of your dreams.
We can get you..
· Approved for almost anything—without a hassle
· Save tons of money by not having to pay crazy interest rates.
· Establish new positive credit—to help you with everything else.
· ...and so much more.
Repairing your credit is taking a big step forward in improving your financial future. So, choosing the RIGHT company to offer credit repair services becomes a large part of the equation for great results. With thousands of credit repair companies out there, it can become a daunting task to find the one that will be the best for you, the customer. Thus, we provided a number of pearls of wisdom to allow you to make the best choice in finding that company – our company – Fix Your Credit Inc.
You can count on our team to repair your credit, and every one of our clients receive the personal attention they deserve. We always update you with the status of your service. You’ll get the specific results you’re looking for, and the personal attention you need throughout your entire service.
That’s our promise to you.::
Our experienced team and proven process has helped people—just like you. We remove things like…
· Late Payments
· Charge Offs
· Foreclosures
· Judgments
· Repossessions
· Personal Identification
· Closed Accounts
· Bankruptcies
· Negative Settlements
· Inquires
· Liens and Collections
We repair all three of your credit reports, and you'll see results within the first 60 days. Our motivation is to quickly repair your credit and provide you with permanent results you can count on. We'll go directly through the credit reporting agencies and even your creditors to get the negative items removed. We'll even deliver lawful cease and desist notices to your creditors for the removal of a specific item (just another example of the extra mile we'll always go for you.)
Keep this in mind, when an individual applies for credit, three things are taken into consideration:
Your credit score
The negative or derogatory items within your reports
Your positive credit / Credit depth (the length of time the items have remained on your reports)
We have handled everything you can imagine, and when we remove a negative item from your credit report it does not come back.
We take care of everything. Once you sign up, simply relax and we'll take care of the rest. Here's the process you can expect after you get started:
You'll receive a "Welcome Email" “Welcome Express Mail” from a member of our team congratulating you on your smart decision to get your credit repaired with Fix Your Credit Inc. and Fix-CreditRepair.com. They'll easily explain all the benefits of our program and gladly answer any further questions you have. Throughout your entire service you can email our support center at anytime.
We always keep you updated. You'll receive updates via email on the progress, and updated credit reports from the credit reporting agencies by mail through out your entire program. When you receive those reports, simply fax, or mail them to us and we'll continue the credit repair process. That's it! —We keep it simple.
We help you with all three.
Getting started is simple, there's just a one-time fee of only $995.00, and easy monthly payments of $29. You can expect to see results within as little as 45 to 60 days. You'll receive updates every other week. You'll get the personal attention you deserve, and support is just a email away. There are truly no hidden fees or unpleasant surprises—your satisfaction is completely guaranteed. You can also visit our "Frequently Asked Questions" section for answers to our most commonly asked questions.
We have been practicing credit repair for over 40 years. After you sign up you'll receive a welcome letter and an e-receipt sent to your email address.
Click here to sign up and we'll get you started right away. www.fix-creditrepair.com
Thursday, November 20, 2008
Sunday, November 9, 2008
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Friday, November 7, 2008
Thursday, October 30, 2008
Florida Hard Money, Private Money, Sub-Prime, Commercial Loans
Get a hard money loan approval today; make a smart and informed decision. With one simple form, get immediate results. Fill out our free home loan and mortgage loan refinancing application to refinance your home loans, home mortgage. Let the top home and commercial equity based mortgage lender approve your hard money loan request!
OUR SERVICE GUARANTEE We are qualified professionals who you can expect to meet your standards. Just fill out ONE hassle-free home loan application and have us approve your mortgage loan.
Bad Credit is not a factor
Residential and Commercial Mortgages
Hard Money Loans, Private Money Lenders
Foreclosure Bailout
Stop Searching...It's that simple with www.MyHomesEquity.com. This is a FREE service to all borrowers. Just apply HERE or start above and complete in just a few minutes! Learn more about the home loans and hard money loans we offer www.MyHomesEquity.com
OUR SERVICE GUARANTEE We are qualified professionals who you can expect to meet your standards. Just fill out ONE hassle-free home loan application and have us approve your mortgage loan.
Bad Credit is not a factor
Residential and Commercial Mortgages
Hard Money Loans, Private Money Lenders
Foreclosure Bailout
Stop Searching...It's that simple with www.MyHomesEquity.com. This is a FREE service to all borrowers. Just apply HERE or start above and complete in just a few minutes! Learn more about the home loans and hard money loans we offer www.MyHomesEquity.com
Monday, October 20, 2008
Saturday, October 18, 2008
FREQUENTLY ASKED HARD MONEY LENDING QUESTIONS:
What exactly are private mortgages? A private mortgage is a secured debt which produces a regular, predictable income stream to the investor with all the security, protections and recourse that a mortgage lien can provide. Rather than going to the bank, a borrower comes to us and we use your money to make the loan secured by substantial equity in real estate.
Why would I choose to invest in them? Private mortgages can easily exceed current money market rates by 10% or more. Unlike stocks, the security is tangible bricks and mortar, where legal protections such as title insurance and many other unique rights and remedies ensure the enforceability of a mortgage lien. Many private mortgage loans are also secured by personal guarantees from the Borrowers, adding another layer of recourse beneficial to the investor.
What kind of returns do private mortgages produce? Our private mortgage rates range from 14.5%. We also charge the borrowers origination fees at the time of closing often called "points". Because of the rates and the points we charge, we can safely assume that each deal will bring a 14.5% "Return-on-Investment" (ROI).
How often will I receive interest payments? Once per month, when the borrower makes his/her monthly payment.
How can I participate in private mortgage investments? We will submit viable loan opportunities for your consideration and you can select which loans to invest in. We will provide the due diligence that you desire so that you feel comfortable and we will help you make good decisions. Hard Money Lending is already staffed and equipped to do all the needed processing for each file.
How liquid is my investment and what time commitment do I have to make?Since most of our bridge loans have terms from 6 months to 12 months there is great flexibility. However once you have committed to fund a mortgage you should be prepared to hold that mortgage for the entire term. If you need liquidity sooner than originally expected, you will be able to sell the mortgage note to another private investor (which we can arrange) but expect to sell the mortgage note at a discount.
What is the minimum investment that I can make? A $10,000 minimum is required however most of our private mortgages range anywhere from $30,000 - $250,000. Any amount in this range can be invested.
What determines my rate of return? The risk involved in the note you are investing in will determine the rate of return. Even though we believe that all of our loans are well evaluated, some loans involve more risk. For example: high LTV loans, investment properties and 2nd mortgages.
How is my investment secured? A borrower signs a promissory note at closing wherein the borrower promises to repay the lender. The recorded mortgage creates the secured interest which attaches to the borrower’s real property. If the borrower does not pay as promised, the lender/ investor can look to the real property for recovery of their invested capital.
Can I invest with you and not necessarily in one particular note? We believe that no investor should place more than 15% of his total investment with us in only one investment. For example: if you want to invest $600,000.00 with us then this amount should be broken into at least 6 different mortgage notes, this will help limit your risk should any of the loans not perform.
How do we get started? Contact. Larry Burdgick (954) 205-7813
Why would I choose to invest in them? Private mortgages can easily exceed current money market rates by 10% or more. Unlike stocks, the security is tangible bricks and mortar, where legal protections such as title insurance and many other unique rights and remedies ensure the enforceability of a mortgage lien. Many private mortgage loans are also secured by personal guarantees from the Borrowers, adding another layer of recourse beneficial to the investor.
What kind of returns do private mortgages produce? Our private mortgage rates range from 14.5%. We also charge the borrowers origination fees at the time of closing often called "points". Because of the rates and the points we charge, we can safely assume that each deal will bring a 14.5% "Return-on-Investment" (ROI).
How often will I receive interest payments? Once per month, when the borrower makes his/her monthly payment.
How can I participate in private mortgage investments? We will submit viable loan opportunities for your consideration and you can select which loans to invest in. We will provide the due diligence that you desire so that you feel comfortable and we will help you make good decisions. Hard Money Lending is already staffed and equipped to do all the needed processing for each file.
How liquid is my investment and what time commitment do I have to make?Since most of our bridge loans have terms from 6 months to 12 months there is great flexibility. However once you have committed to fund a mortgage you should be prepared to hold that mortgage for the entire term. If you need liquidity sooner than originally expected, you will be able to sell the mortgage note to another private investor (which we can arrange) but expect to sell the mortgage note at a discount.
What is the minimum investment that I can make? A $10,000 minimum is required however most of our private mortgages range anywhere from $30,000 - $250,000. Any amount in this range can be invested.
What determines my rate of return? The risk involved in the note you are investing in will determine the rate of return. Even though we believe that all of our loans are well evaluated, some loans involve more risk. For example: high LTV loans, investment properties and 2nd mortgages.
How is my investment secured? A borrower signs a promissory note at closing wherein the borrower promises to repay the lender. The recorded mortgage creates the secured interest which attaches to the borrower’s real property. If the borrower does not pay as promised, the lender/ investor can look to the real property for recovery of their invested capital.
Can I invest with you and not necessarily in one particular note? We believe that no investor should place more than 15% of his total investment with us in only one investment. For example: if you want to invest $600,000.00 with us then this amount should be broken into at least 6 different mortgage notes, this will help limit your risk should any of the loans not perform.
How do we get started? Contact. Larry Burdgick (954) 205-7813
Tuesday, October 14, 2008
Hard Money Appraisals
We are frequently asked, “Do I need to have an appraisal done for a hard money loan? Absolutely. Hard money lenders are primarily asset based lenders, rather than credit driven lenders; therefore, the value of the property is key to a hard money lender’s consideration when conducting due diligence on a property.
Most hard money lenders are not concerned about the past or future value but only the “as is” value. With short sales and foreclosures do the comps really tell the story? No! You need to do your research, check the appraisal, check the tax rolls and tax records. Give the lender the up to date and correct value information. In today’s turbulent market the lender is going to be extra conservative and cut the values so now the 50% or 60% LTV is now lower and could cost you a deal. This is all common sense stuff and also be prepared that the lender will order his own appraisal.
We had one client refuse to pay a lender a due diligence fee to cover the cost an appraisal, insisting the lender use the appraisal that he had already obtained. Consequently, the lender dropped the loan and the client lost the opportunity to purchase property he wanted to acquire. The cost of appraisal is money well spent to achieve your objectives.
Get Your Real Estate Financing Appraisal Right The First Time.
Real estate financing has become more challenging as a result of the sub prime lender problems during the past year. Work smart and be prepared.
The point of this post is to make you job easier and the get the job done.
Most hard money lenders are not concerned about the past or future value but only the “as is” value. With short sales and foreclosures do the comps really tell the story? No! You need to do your research, check the appraisal, check the tax rolls and tax records. Give the lender the up to date and correct value information. In today’s turbulent market the lender is going to be extra conservative and cut the values so now the 50% or 60% LTV is now lower and could cost you a deal. This is all common sense stuff and also be prepared that the lender will order his own appraisal.
We had one client refuse to pay a lender a due diligence fee to cover the cost an appraisal, insisting the lender use the appraisal that he had already obtained. Consequently, the lender dropped the loan and the client lost the opportunity to purchase property he wanted to acquire. The cost of appraisal is money well spent to achieve your objectives.
Get Your Real Estate Financing Appraisal Right The First Time.
Real estate financing has become more challenging as a result of the sub prime lender problems during the past year. Work smart and be prepared.
The point of this post is to make you job easier and the get the job done.
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